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Life Insurance

Automatic life insurance with MetLife

As a Commonwealth of Kentucky public employee, your participating employer provides $20,000 of basic life insurance coverage to eligible employees at no cost to you!

Optional life insurance

In addition to the free $20,000 of life coverage, you have the option to purchase additional life insurance for you and your eligible dependents. The basic and optional term life insurance plans also provide Accidental Death and Dismemberment (AD&D) benefits, providing additional financial protection in the event of death or injury caused by certain injuries.

  • Life insurance is not a part of open enrollment. You can make changes to your life insurance anytime. You can enroll or increase your coverage throughout the year, but you may be required to submit evidence of insurability.

2023 Optional Life Insurance Details